Understanding your credit profile and scores.
Building your personal credit profile is easy once you understand what credit is and how to maintain it.
What
Your credit score is a number that represents your credit worthiness. Almost every aspect of your life is impacted by it. Whether you are looking to rent an apartment or just looking for automobile insurance, your credit score is going to be taken into consideration. Most people do not understand all of the things that go into their credit scores. I will put this into an easy way where people can understand instead of jargon.